Rates

All rates effective 9/16/2018

Savings Options

Share Accounts APR

APY - Annual percentage yield

$200 – $4,999 .20% .20%
$5,000 – $19,999 .25% .25%
$20,000 –$ 49,999 .30% .30%
$50,000+ .30% .35%

 

Money Market APR APY
$5,000 – $24,999 .25% .25%
$25,000 – $49,999 .45% .451%
$50,000 –$ 999,999 .60% .601%

 

Clubs APR APY
Christmas Club 5.00% 5.095%
Holiday Club .90% .90%
Vacation Club .90% .90%

 

IRAs APR APY
$200 – $4,999 .50% .501%
$5,000 – $19,999 .60% .601%
$20,000 –$ 49,999 .70% .702%
$50,000+ .80% .802%

Share Certificates

Term $1,000+ (APR) $1,000+(APY) $10,000+ (APR) $10,000+ (APY)
3 months .50% .501% .75% .752%
6 months .60% .601% 1% 1.004%
12 months .90% .903% 1.25% 1.256%
24 months 1.50% 1.508% 2% 2.015%
36 months 1.75% 1.752% 2.25% 2.269%
60 months 2% 2.015% 2.50% 2.524%

Loan Options

Auto Loans Term APR
New Auto 72 or 84  months as low as 3.15%
New Auto 60 months 2.55% – 9.90%
New Auto 48 months 2.35% – 9.45%
New Auto 36 months 2.15% – 9.00%
Used Auto 60 months 3.55% – 10.50%
Used Auto 48 months 3.00% – 9.95%
Used  Auto 36 months 2.95% – 9.90%

 

Boats and RV Term APR
  Up to 120 months As low as 5.00%

 

Signature Loans Term APR
  36 months 9.00-17.00%

 

Visa Credit Card Term APR
  N/A 7.99-9.99%